Which withdrawal plan is designed to match the expected remaining lifetime of the investor?

The life withdrawal plan is designed specifically to align with the expected remaining lifetime of the investor. This plan structures withdrawals in a way that takes into account the individual's life expectancy, allowing for a steady income stream throughout their retirement years. This approach ensures that the investor does not outlive their resources, as withdrawals are calculated based on certain actuarial tables that estimate life expectancy.

In contrast, other withdrawal plans may not directly consider the longevity of the investor. For instance, the fixed period withdrawal plan provides a predetermined amount of withdrawals over a set time frame, which may not correspond to an individual's lifespan. Similarly, a joint account plan typically involves two account holders, focusing more on shared withdrawals rather than individual life expectancy. A strategic withdrawal plan may involve various investment strategies or adjustments, but it does not inherently base withdrawals on lifespan expectations.

Thus, the life withdrawal plan is particularly tailored to provide security and stability by matching withdrawals to the anticipated longevity of the investor, making it an effective option for ensuring financial sustainability throughout retirement.